CCC ONE, Mitchell, and NADA are valuation systems designed for adjusters -- not consumers. Until now, getting an independent review of your valuation cost $300-500 and took days. FightFair does it for $19.99.
Most people never verify what went into their number. We do it for you.
Adjusters use local comparable listings to calculate your offer. If those comps are wrong, your payout is wrong. See what the market actually shows.
The more your report knows about your vehicle, the more specific it can be. VIN, your insurer's valuation document, and photos all help FightFair give you a sharper picture — but you can always start with just the basics and add more later.
Most insurers use third-party valuation systems like CCC or Mitchell to calculate total loss offers. These platforms pull comparable vehicle listings, apply mileage and condition adjustments, and generate a number based on their internal methodology.
That process is not inherently wrong. But the comps they use are not always pulled from your immediate market. Sometimes they reflect a broader region, older data, or vehicles that are not a close match to yours in mileage or trim.
When the inputs are accurate, the offer is usually close to fair. When they are not, the gap can be significant. Most people never see which comps were used or how the number was built. FightFair shows you.
Historical and regional pricing data, condition adjustments, and depreciation models built from past transactions.
What is actually available in your market right now. What it would cost to replace your car today.
Insurance valuations are calculated using comparable vehicle listings, mileage adjustments, and local market data. When those inputs are accurate, the offer is usually close. When they are not, the gap can be significant.
Most people accept the first number -- not because it is right, but because checking it takes time and knowing what to look for is not obvious. Pushing back without the right data rarely changes anything. Bringing better local comps often does.
Your vehicle info, insurance offer, and anything relevant. Upload photos or documents if you have them.
We pull real comparable listings near you and show you where the gap is -- or confirm the offer is reasonable.
From a quick reality check to full negotiation support. We tell you the honest outcome either way.